The most important thing to do as a buyer is this: Look into financing before you do another thing. Buyers often say “I won’t have any problem” and we realize you may not have any trouble affording a home. However, very strict lender rules including documented income and property condition may give you pause after you've already spent loads of time searching! Unless you are paying all cash, you don't decide your own interest rate, required down payment percentage, amount of closing costs, mortgage insurance, credit report issues, etc. Looking at homes doesn't make sense unless you know the answers to these questions and know your buying power and how much cash you have to assess a home properly. A preapproval letter is standard to make offer in our market so please, contact me for several trustworthy mortgage professionals.
First Time Buyers
In the process of buying your first piece of Real Estate and most likely the biggest purchase of your life, new situations come along every day. You should align yourself with a Realtor* who will guide you through the lingo, listings, negotiations, paperwork, and tasks for finding and closing on your first piece of Real Estate. Your friends and family will have a lot to say, and while some of it is extremely helpful, some will confuse things if it's not current enough information based on the reality of today's market.
Real Estate Agents
Real Estate Agents can be buyer's, seller's, or disclosed dual agents. Let's meet so we can make things easier and faster for you. It is recommended to work with a Certified or Accredited Buyer Representative. More Info on Buyer Representation. (.pdf)
Not every agent is a Realtor. A Realtor is an agent who is a member of the National Association of Realtors and subscribes to the Realtor Code of Ethics. (.pdf)